The Loan Process - Selection

Initially, your broker will interview you and recomend a program that will fit your situation. Bellow are some of the options:

• Fixed Rate Mortgages (10, 15, 20, 25, 30, 40 year terms)
• 50 year term loan
• Adjustable Rate Mortgages (ARM)
• Minimum Payment Option ARMs - starts @ 1.25%*
• Hybrid ARMs (1/1 ARM, 3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)
• Interest Only Mortgages
• Balloon Mortgages
• Construction Loans
• Reverse Mortgages
• Stated Income Programs
• No Doc Program (No verification of Income, Assets or Employment)
• Home Equity Loans
• Second Homes
• Investment Properties, 90% financing available on 1-4 units
• Commercial Properties
• Other

Note: Programs change frequently so consult with your broker about availability.

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